Almost a year and a half ago Shawn Hall, SVP/Managing Director of Workers’ Compensation for Breckenridge Insurance, published a comprehensive whitepaper on the challenges and struggles facing the workers’ compensation market (read it here).
He warned of the “bubble bursting,” which we are seeing come to fruition. It’s already happening in California. Historical losses and artificially low rates have become continually unsustainable, and as carriers back out, rates go up. When you must have hard conversations with unhappy clients, we have the expertise to help – including helping find rates they can work with.
With access to an A.M. Best A+ Superior Rated Carrier and several top-rated options, the Breckenridge Insurance workers’ compensation team features experts who handle most state jurisdictions. We can write primary or excess coverage for self-insureds, as well as structuring large deductible plans throughout the United States. We are a boutique option for workers’ compensation placements while maintaining the same impressive market access as oversized shops and wholesalers.
- Guaranteed Cost: more than 500 eligible class codes
- Excess Workers’ Compensation for Self-Insureds
- Large Deductible: workers’ compensation, general liability, and auto
The team also specializes in captive and rent-a-captive programs, as well as the ability to address every workers’ compensation file – small or large. Whether a national account or a small market, our team guarantees the same industry-leading services to all clients.
Our team would love the opportunity to help you through the upcoming difficult conversations with your insureds. We saw this coming and have prepared for it. Our experts know the market and understand how to navigate this uncomfortable and complex situation. Don’t tackle this alone. Breckenridge Insurance experts are ready to help you with hard to place risks.
Check out our markets and more detailed coverage information here.