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Binding
Coverage designed by those in the smoke and vape shop business.
Our experts understand the challenges of owning a smoke/vape shop, as we helped to pioneer insurance for the industry. With an AM Best A XV Rated Carrier, we deliver a brokerage solutions that supports industry growth while protecting the interest of those pioneering this space.
- Simple transition process if currently insured
- Receive a quote within one business day
- Responsible and reliable claims handling
- Smoke shops that sell cigars, cigarettes, CBD, vaporizers, including smoking-related paraphernalia and gifts (including batteries, chargers and related items)
- Stores up to 7,500 square feet
- Gross receipts up to $5MM per store location
- $1,800 Minimum Package Premium
- Included: General Liability, Property, Business Personal Property, Loss of Income, Personal & Advertising Injury
- Property Coverage Up to $2MM
- General Liability Coverage Up to $1MM per Occurrence and $2MM Aggregate
- Available: Theft Sublimit up to $50,000, Sign, Glass, Electronic Data Processing Hardware, Property Enhancement Endorsement, Equipment Breakdown, Hired & Non-Owned Auto
*Products & Completed Operations Coverage Available as a Separate Product
- Completed application
- Loss runs 2 years
- For added coverage options, additional forms may apply
Features
- Simple transition process if currently insured
- Receive a quote within one business day
- Responsible and reliable claims handling
Classes
- Smoke shops that sell cigars, cigarettes, CBD, vaporizers, including smoking-related paraphernalia and gifts (including batteries, chargers and related items)
- Stores up to 7,500 square feet
- Gross receipts up to $5MM per store location
Coverages
- $1,800 Minimum Package Premium
- Included: General Liability, Property, Business Personal Property, Loss of Income, Personal & Advertising Injury
- Property Coverage Up to $2MM
- General Liability Coverage Up to $1MM per Occurrence and $2MM Aggregate
- Available: Theft Sublimit up to $50,000, Sign, Glass, Electronic Data Processing Hardware, Property Enhancement Endorsement, Equipment Breakdown, Hired & Non-Owned Auto
*Products & Completed Operations Coverage Available as a Separate Product
Submission Criteria
- Completed application
- Loss runs 2 years
- For added coverage options, additional forms may apply
Contact
Ian Gilchrest
SVP, Sr. Underwriter
Portland, ME
Contract Binding
Office: 207.808.4947
Cell: 207.232.4746
“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”
Insurance Agency Office Manager
Smoke & Vape Shops was last modified: February 13th, 2026 by