Our longstanding insurance programs help to keep the “great” in the great outdoors.

Outdoor Insurance Program

Serving Outdoor / Recreational Industries

Looking for hunting lease coverage? Click here!

At Breckenridge Insurance, our dedicated team of experienced outdoors enthusiasts and insurance professionals work hard so others may play hard doing what they enjoy. We deliver an AM Best A Rated Carrier and a longstanding program that offers comprehensive solutions to insureds who are in the hunt/lease, rod/gun, guide/outfitter, resort/lodge, retail firearms and shooting range industries.

Full program available in all States, except HI, AK & NY
 Download Sell Sheet

Retail Agents: Don’t see a fit for your risk in this program?

Reach out to one of our Breckenridge brokers here.

  • AM Best A+ Rated Carrier
  • Vast Industry Experience
  • Hunt/Lease – clubs, leased hunting land
  • Rod/Gun – clubs, indoor/outdoor rifle & pistol ranges, trap & skeet ranges
  • Campgrounds / RV Parks
  • Guides/Outfitters – hunting (including hog), fishing (including ice fishing), kayak & canoe, hiking/backpacking
  • Resorts/Lodges – hunting & fishing, destination
  • Gun Stores
  • Shooting Ranges
  • Skeet/Trap Shooting, Archery Range, Rifle/Pistol Ranges

Product: Property, general liability, inland marine, directors & officers, commercial auto, crime, cyber liability, umbrella coverages and workers’ compensation.

Property:

  • Replacement cost & ACV valuation
  • Property enhancement endorsement available
  • Building coverage, business personal property coverage, equipment breakdown coverage, docks, ordinance of law coverage, business income, extra expense, spoilage and more are offered as coverage enhancements
  • A minimum of 80% coinsurance required.
  • Protection Classes 1-10

Inland Marine:

  • Owned, leased, or rented mobile equipment used in the Insured’s operation.
  • I.E. Boats, ATV’s, Tools & Equipment

General Liability:

  • $1MM Per Occurrence
  • $3MM Aggregate
  • Umbrella: Up to $5MM

Commercial Auto:

  • Private passenger autos such as: cars, SUV’s, pick-up trucks, vans with 7 passengers or less
  • Personal, commercial, retail & service use
  • All vehicles must be licensed for road/street use
  • 100 miles or less radius
  • 20,000 lbs or less gross vehicle weight
  • Hired & non-owned coverage can be included
  • Symbols 7, 8 & 9 will be written
  • Maximum combined single limit of $1MM
  • Umbrella: Up to $5MM

Crime

Cyber Liability

  • Up to $10MM

Workers Compensation

Certified Firearms Instructor Professional Liability

Bureau of Alcohol, Tobacco, Firearms, and Explosives Defense Costs

  • Completed ACORDs for all requested lines
  • Supplemental application
  • Website/Brochure of insured
  • Four year’s currently valued loss runs
  • Copy of the insured’s waiver
Features

  • AM Best A+ Rated Carrier
  • Vast Industry Experience
Classes

  • Hunt/Lease – clubs, leased hunting land
  • Rod/Gun – clubs, indoor/outdoor rifle & pistol ranges, trap & skeet ranges
  • Campgrounds / RV Parks
  • Guides/Outfitters – hunting (including hog), fishing (including ice fishing), kayak & canoe, hiking/backpacking
  • Resorts/Lodges – hunting & fishing, destination
  • Gun Stores
  • Shooting Ranges
  • Skeet/Trap Shooting, Archery Range, Rifle/Pistol Ranges
Coverages

Product: Property, general liability, inland marine, directors & officers, commercial auto, crime, cyber liability, umbrella coverages and workers’ compensation.

Property:

  • Replacement cost & ACV valuation
  • Property enhancement endorsement available
  • Building coverage, business personal property coverage, equipment breakdown coverage, docks, ordinance of law coverage, business income, extra expense, spoilage and more are offered as coverage enhancements
  • A minimum of 80% coinsurance required.
  • Protection Classes 1-10

Inland Marine:

  • Owned, leased, or rented mobile equipment used in the Insured’s operation.
  • I.E. Boats, ATV’s, Tools & Equipment

General Liability:

  • $1MM Per Occurrence
  • $3MM Aggregate
  • Umbrella: Up to $5MM

Commercial Auto:

  • Private passenger autos such as: cars, SUV’s, pick-up trucks, vans with 7 passengers or less
  • Personal, commercial, retail & service use
  • All vehicles must be licensed for road/street use
  • 100 miles or less radius
  • 20,000 lbs or less gross vehicle weight
  • Hired & non-owned coverage can be included
  • Symbols 7, 8 & 9 will be written
  • Maximum combined single limit of $1MM
  • Umbrella: Up to $5MM

Crime

Cyber Liability

  • Up to $10MM

Workers Compensation

Certified Firearms Instructor Professional Liability

Bureau of Alcohol, Tobacco, Firearms, and Explosives Defense Costs

Submission Criteria

  • Completed ACORDs for all requested lines
  • Supplemental application
  • Website/Brochure of insured
  • Four year’s currently valued loss runs
  • Copy of the insured’s waiver

 

Contact

 

Stephanie Verseman
Stephanie Verseman, AINS, CPL

SVP, Program Director

Denver, CO

Outdoors / Recreational Insurance Program

Cell: 720.495.9015

moc.sikcerb@namesrevs

“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”

Insurance Agency Office Manager

From The Blog

Outdoors / Recreational was last modified: August 15th, 2022 by Adam Rawlings