Hard-to-place commercial property risks? Our underwriting experts deliver quick and reliable coverage.

Commercial Property Program

We cover property like no other.

The property team at Breckenridge Insurance has extensive experience in covering diverse properties including hard-to-place risks including earthquake. With our AM Best A XV Rated carrier partner, high limits and flexible deductibles, we deliver quick and reliable coverage. Our added capabilities and expertise in underwriting our Real Estate Investor program and Wind Deductible Buy Backs makes us a valued partner for all of your excess and surplus property needs.

Program Available in all 50 states
 Download Sell Sheet

Retail Agents: Don’t see a fit for your risk in this program?

Check out our brokerage options here.

  • AM Best A XV Rated carrier
  • Experienced Property Underwriting Team
  • No TIV Restrictions

Preferred Risks include:

  • Churches
  • Assisted Living
  • Vacant Properties
  • Lessors Risk
  • Shopping Centers
  • Strip Malls
  • Medical Offices
  • Retail Operations
  • Restaurants
  • Light Industrial
  • Catering Operations
  • Distributors
  • Commercial Condo
  • Warehouse Operations

Covered Perils:

  • Special including Earthquake

Available Limits:

  • F/JM/NC – $15MM
  • MNC/MF/FR – $25MM
  • Non-Critical Flood Limits – $2.5MM
  • Non-Critical Earthquake Limits – $2.5MM
  • Minimum Flood & Quake Deductible is $25,000
  • Minimum AOP Deductible: $5,000
  • Minimum Premium: $10,000
  • Completed Acord application and/or the Breckenridge SOV
  • The expiring and/or target premium
  • Loss runs
Features

  • AM Best A XV Rated carrier
  • Experienced Property Underwriting Team
  • No TIV Restrictions
Classes

Preferred Risks include:

  • Churches
  • Assisted Living
  • Vacant Properties
  • Lessors Risk
  • Shopping Centers
  • Strip Malls
  • Medical Offices
  • Retail Operations
  • Restaurants
  • Light Industrial
  • Catering Operations
  • Distributors
  • Commercial Condo
  • Warehouse Operations
Coverages

Covered Perils:

  • Special including Earthquake

Available Limits:

  • F/JM/NC – $15MM
  • MNC/MF/FR – $25MM
  • Non-Critical Flood Limits – $2.5MM
  • Non-Critical Earthquake Limits – $2.5MM
  • Minimum Flood & Quake Deductible is $25,000
  • Minimum AOP Deductible: $5,000
  • Minimum Premium: $10,000
Submission Criteria

  • Completed Acord application and/or the Breckenridge SOV
  • The expiring and/or target premium
  • Loss runs

 

Contacts

 

Michael Marks
Michael G. Marks, ARM, ASLI

SVP, Program Director

Richmond, VA

Specialty Property Program

Office: 804.459.8083

Cell: 770.315.5213

moc.sikcerb@skramm

Peter Friend

Senior Underwriter

Lansdale, PA

Specialty Property Program

Cell: 215.431.9959

moc.sikcerb@dneirfp

Elliot Prusa

Underwriter

Omaha, NE

Specialty Property Program

Cell: (402) 320-4345

moc.sikcerb@asurpe

“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”

Insurance Agency Office Manager

From The Blog

Commercial Property was last modified: November 18th, 2022 by Adam Rawlings