Hard-to-place commercial property risks? Our underwriting experts deliver quick and reliable coverage.
Commercial Property Program
We cover property like no other.
The property team at Breckenridge Insurance has extensive experience in covering diverse properties including hard-to-place risks including earthquake. With our AM Best A XV Rated carrier partner, high limits and flexible deductibles, we deliver quick and reliable coverage. Our added capabilities and expertise in underwriting our Real Estate Investor program and Wind Deductible Buy Backs makes us a valued partner for all of your excess and surplus property needs.
Retail Agents: Don’t see a fit for your risk in this program?
Check out our brokerage options here.
- AM Best A XV Rated carrier
- Experienced Property Underwriting Team
- No TIV Restrictions
Preferred Risks include:
- Assisted Living
- Vacant Properties
- Lessors Risk
- Shopping Centers
- Strip Malls
- Medical Offices
- Retail Operations
- Restaurants
- Light Industrial
- Catering Operations
- Commercial Condo
Covered Perils:
- Special including Earthquake
Available Limits:
- F/JM/NC – $7.5MM
- MNC/MF/FR – $15MM
- Non-Critical Flood Limits – $2.5MM
- Non-Critical Earthquake Limits – $2.5MM
- Minimum Flood & Quake Deductible is $25,000
- Minimum AOP Deductible: $5,000
- Minimum Premium: $10,000
- Schedules up to $75MM in values, above this referred to carrier
- Completed Acord application and/or the Breckenridge SOV
- The expiring and/or target premium
- Loss runs
Features
- AM Best A XV Rated carrier
- Experienced Property Underwriting Team
- No TIV Restrictions
Classes
Preferred Risks include:
- Assisted Living
- Vacant Properties
- Lessors Risk
- Shopping Centers
- Strip Malls
- Medical Offices
- Retail Operations
- Restaurants
- Light Industrial
- Catering Operations
- Commercial Condo
Coverages
Covered Perils:
- Special including Earthquake
Available Limits:
- F/JM/NC – $7.5MM
- MNC/MF/FR – $15MM
- Non-Critical Flood Limits – $2.5MM
- Non-Critical Earthquake Limits – $2.5MM
- Minimum Flood & Quake Deductible is $25,000
- Minimum AOP Deductible: $5,000
- Minimum Premium: $10,000
- Schedules up to $75MM in values, above this referred to carrier
Submission Criteria
- Completed Acord application and/or the Breckenridge SOV
- The expiring and/or target premium
- Loss runs
Contacts
Michael G. Marks, ARM, ASLI
SVP, Program Director
Richmond, VA
Specialty Property Program
Office: 804.459.8083
Cell: 770.315.5213
Robert Twigg, CLCS, AINS, API, AFIS
Senior Property Underwriter
Cumberland, MD
Specialty Property Program
Office: (678) 748-3325
“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”
Insurance Agency Office Manager
From The Blog
Commercial Property was last modified: May 6th, 2025 by