If you’re looking for Blue River Underwriters, you’re in the right place. Welcome to the new Breckenridge Insurance.
Vacant Properties
We have your vacant properties covered.
The specialty property team at Breckenridge Insurance has extensive experience in covering vacant properties nationwide and has partnered with a A.M. Best A+ (Superior) carrier to cover all your insureds needs.

Retail Agents: Don’t see a fit for your risk in this program?
Check out our brokerage options here.
Target Classes:
- All types of vacant buildings
- Will work to offer some type of solution through the use of coverages, terms, rates, and limits
Ineligible
- Windstorm and hail exposures in tier 1 or tier 2 counties
- Severe brush fire exposures
- No TIV restrictions
- No co-insurance with adequate insurance to value
- Flexibility to modify the coverage
- Limits: Primary, Excess and Full
- ACV (Actual Cash Value)
- RCV (Replacement Cost Value)
- A.M. Best A+ (Superior)
- Experienced Property Underwriting Team
- Available to help you grow your property E&S book.
- Timely response delivered to agent requests and submissions.
- ACORD form:
- ACORD property application
- Vacant building application, if applicable
- Statement of values
- For multiple locations: breakdown of values per building
- Loss runs:
- Minimum of three years of hard-copy loss runs
- No loss letter signed by insured if a new purchase
Classes
Target Classes:
- All types of vacant buildings
- Will work to offer some type of solution through the use of coverages, terms, rates, and limits
Ineligible
- Windstorm and hail exposures in tier 1 or tier 2 counties
- Severe brush fire exposures
Coverages
- No TIV restrictions
- No co-insurance with adequate insurance to value
- Flexibility to modify the coverage
- Limits: Primary, Excess and Full
- ACV (Actual Cash Value)
- RCV (Replacement Cost Value)
Features
- A.M. Best A+ (Superior)
- Experienced Property Underwriting Team
- Available to help you grow your property E&S book.
- Timely response delivered to agent requests and submissions.
Submission Criteria
- ACORD form:
- ACORD property application
- Vacant building application, if applicable
- Statement of values
- For multiple locations: breakdown of values per building
- Loss runs:
- Minimum of three years of hard-copy loss runs
- No loss letter signed by insured if a new purchase
Contacts

Michael G. Marks, ARM, ASLI
SVP, Program Director
Richmond, VA
Specialty Property Program
Office: 804.459.8083
Cell: 770.315.5213


Chelsea Bradford
Underwriter
Denver, CO
Specialty Property Program
Office: 804,396,2615
Cell: 318.518.4131
“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”
Insurance Agency Office Manager




Vacant Property Coverages was last modified: April 25th, 2022 by