• More than 50 years combined construction underwriting expertise
• Significant package capacity
• Quick turnaround for complete submissions
• Deductible and endorsement options

• Carpentry – construction of buildings
• Concrete Construction
• Conduit Construction for Cables or Wires
• Driveway, Parking Area, or Sidewalk – Paving or Repaving
• Drywall or Wallboard Installation
• Electrical Apparatus – Installation, Servicing or Repair
• Electrical Work – Within Buildings
• Excavation
• Grading of Land
• Heating or Combined Heating and Equipment (Dealers or Distributors, Installation, Servicing, or Repair (No LPG Equipment)
• Masonry
• Pipeline Construction – Other
• Plumbing – Commercial or Industrial
• Sewer Mains or Connections Construction
• Street or Road Construction or Reconstruction
• Street or Road Paving or Repaving, Surfacing, or Scraping
• Water Mains or Connections Construction

Many other classes available as well.

• Auto
• Crime
• General Liability
  • Personal Injury/Advertising Injury
  • Fire Damage
  • Medical Expense
  • Employee Benefits Liability
  • Alternate edition dates for AI forms available
  • Per Project Aggregate
• Inland Marine
  • Contractors Equipment
  • Leased/Rented Equipment
  • Installation Floater
  • Electronic Data Processing Equipment
• Property
  • Building & Personal Property
  • Special Causes of Loss Form
  • Business income and Extra Expense

• Complete ACORD application signed by Agent and insured for all lines of coverage to be considered.
• Breckenridge Insurance Contractors Elite questionnaire completed and signed by the insured
• Five years hard copy loss runs for all lines of business requested. Loss runs should be valued within 90 days of the upcoming effective date. Provide brief description of all losses when not adequately provided on loss runs from prior carriers.
• Current work on hand schedule including the description of the job and the work to be provided by our insured and their subcontractors.
• A copy of the subcontract agreement currently being used by the insured. It is required that all agreements show like limits, hold harmless agreement in favor of the insured and Additional Insured wording.
• Complete list of employees and all family members that have access to insured’s vehicles including driver’s license number, state of license and date of birth. Current MVR will need to be provided for all drivers.
• Contact name and phone number for loss control inspection purposes.