Flexible and streamlined solutions for one- to four-family dwelling investor property portfolios.

Real Estate Investors Program

We understand what it takes to protect your property investments

If looking for a competitive edge and simplified approach to insuring investor property portfolios, this package program offers valued protection and flexibility in a streamlined manner.  Our real estate investor insurance is ideal for one- to four-unit family dwellings.  The program team at Breckenridge Insurance is experienced in diverse property coverages to tailor the best approach to your dynamic portfolios and risk characteristics.

Features of the program include:

  • One policy for both property and general liability
  • One surplus lines tax filing
  • Monthly reporting available
  • Responsive claims handling
Program available in all 50 states
 Download Sell Sheet

Retail Agents: Don’t see a fit for your risk in this program?

Check out our brokerage options here.

Investment Properties of one- to four-unit family dwellings. Other operations should be incidental to each account.

Ineligible Risks:

  • Any property on barrier islands, with or without wind
  • Wood shake/shingle & T-lock roofs
  • Airbnb
  • Risks that have passenger transportation services
  • No section 8, HUD, Subsidized or Student Housing

Territory:

Territory is the 48 contiguous United States

  • Property and General Liability
  • Monoline Property
  • Wind/Hail
  • Flood
  • Earthquake
  • Property – $10MM per location – Higher limits available
  • General liability limits – $1MM/$2MM – Higher limits available
  • Minimum premium: $2,500
  • Minimum deductible: Varies
  • Non-admitted
  • Forms for a submission are available upon request for contact from the Program Administrator
  • Additional information required regarding private protection, sprinklers, and alarms at the locations
  • Preferred Statement of Values
Classes

Investment Properties of one- to four-unit family dwellings. Other operations should be incidental to each account.

Ineligible Risks:

  • Any property on barrier islands, with or without wind
  • Wood shake/shingle & T-lock roofs
  • Airbnb
  • Risks that have passenger transportation services
  • No section 8, HUD, Subsidized or Student Housing

Territory:

Territory is the 48 contiguous United States

Coverages

  • Property and General Liability
  • Monoline Property
  • Wind/Hail
  • Flood
  • Earthquake
Limits

  • Property – $10MM per location – Higher limits available
  • General liability limits – $1MM/$2MM – Higher limits available
  • Minimum premium: $2,500
  • Minimum deductible: Varies
  • Non-admitted
Submission Criteria

  • Forms for a submission are available upon request for contact from the Program Administrator
  • Additional information required regarding private protection, sprinklers, and alarms at the locations
  • Preferred Statement of Values

 

Contacts

 

Michael Marks
Michael G. Marks, ARM, ASLI

SVP, Program Director

Richmond, VA

Specialty Property Program

Office: 804.459.8083

Cell: 770.315.5213

moc.sikcerb@skramm

Peter Friend

Senior Underwriter

Lansdale, PA

Specialty Property Program

Cell: 215.431.9959

moc.sikcerb@dneirfp

Sam Frihart

Commercial Property Underwriter

Atlanta, GA

Specialty Property Program

Cell: 678.269.4808

moc.sikcerb@trahirfs

“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”

Insurance Agency Office Manager

From The Blog

Real Estate Investors was last modified: September 7th, 2022 by Adam Rawlings