Who We Are

Who is Breckenridge Insurance?

Breckenridge Insurance is a US-based Wholesale Broker, MGA, and Program Administrator. We partner with and distribute top-rated carrier solutions to independent retail agents and select wholesalers, spanning a variety of coverage lines and industries, by way of a team of expert brokerage, binding and programs professionals. We are not a carrier.

Where do you have offices?

We have a few physical offices across the country, but many of our team members work remotely and travel to clients and industry events routinely. For offices and senior team members’ locations, please click here.

How long have you been in operation?

We have been formally operating as Breckenridge since 2009. The brokerage and programs teams under the Breckenridge name have histories and carrier partnerships dating back to the early ’80s.

Commission and Production Expectations

What are the commission rates?

Commissions will vary by product. On average, agencies are paid between 10% to 12.5%.

Do you have production requirements?

There is no fixed dollar requirement. However, we look to partner with agents and brokers with emerging or existing accounts or books where we can be successful together over time. We will assess our account success regularly and look to see how we can continue to grow and serve our partners where we see continued mutual benefit.

Is there an account minimum?

Varied team members and programs may have minimums based on their carrier needs and resources required to serve the business best. We do offer several self-serve quote and quote & bind solutions for smaller and more straightforward risks.

How do I keep my appointment current?

All appointed agents will need to keep their insurance licenses and proof of E&O coverage current in the amount as required by your signed Producer Agreement. In addition, payments must be kept current with our accounting team to allow new quotes to be issued. If you have any questions, please reach out to moc.sikcerb@detnioppateg.

Available Products

What products are available with this contract?

Our contract allows access to all of our products. However, our brokerage and MGA division typically does not distribute to other wholesalers. Please explore our website for more information on our brokerage, binding and programs capabilities.

Where do you provide coverage?

Breckenridge Insurance is licensed to provide coverage in all 50 states and the District of Columbia.

Do you have Brokerage or Binding Authority Markets, or both?

Yes. We have transactional brokerage markets, as an MGA we have binding authority, and our programs operate with binding authority.

Do you have admitted or non-admitted products?

The vast majority of our products are placed with surplus lines carriers on a non-admitted basis. Our admitted products are related to Workers’ Compensation and Limited Professional Liability.

I have the same admitted markets. Why should I use yours?

The relationships we have often differ and allow for expedited or exclusive coverage and for binding authority not always available to retailers. We have direct relationships of significance due to our longevity in the space, volume, and underwriting expertise, all of which can facilitate the best possible outcomes or insights to help you win the business, especially in a challenging market.

If we are not set up to handle surplus lines taxes, can Breckenridge assist?

Unless there is an agreement with the agent, Breckenridge’s Corporate Compliance department files and remits surplus lines taxes, stamping fees and other miscellaneous fees to the various state tax authorities in accordance with state rules and regulations.

Getting a Quote

What is the submission process?

Submissions can be sent directly to your broker, the program underwriter, or the submission email address. Please contact your Breckenridge broker or underwriter for exact contact details. Timing will vary in processing requests, but the more complete and detailed the information you provide, the more helpful it will be.

What if I am not sure who to send a submission to?

No worries, just send a submission to our general inbox at moc.sikcerb@devlos and we’ll point you in the right direction. Our team works together to help our agents and brokers and we’ll coordinate any initial outreach to be of assistance.

What is the renewal process?

Renewals are reviewed between 60 to 90 days based on the carrier and the account activity. Any additional info will be requested during this time frame. Agencies will receive renewal quotes within 30 days of effective date.

Are quotes available online?

Yes. Appointed agencies with Breckenridge have access to online quoting from several select carriers. Please click here for more information. Note that the overview page for each carrier includes details of their coverage appetites and other helpful information to assess a potential fit for your account.

How do I get my log-in info and get started on an online quote?

Each carrier has their own process for granting portal access to appointed agents. If steps are not clear, you may contact LaTisha Moore, Agency Marketing Services Specialist, for a quick overview to get you started.

Mailing and Billing Info

What is the name of your company and your headquarters address for input into our system?

Breckenridge Insurance Services, 3550 George Busbee Pkwy, Ste 300, Kennesaw, GA 30144

Where do I mail policy payments?

For processing of remittance, please mail to one of the following addresses.

For Overnight Delivery/Courier Address:
Breckenridge Insurance Services
Lockbox 29503
131 S Dearborn, 6th Floor
Chicago, IL 60603
For Regular Mail:
Breckenridge Insurance Services, LLC
29503 Network Place
Chicago, IL 60673-1295
Make checks payable to: Breckenridge Insurance Services
Do you accept electronic payments?

Yes! ePay Policy allows for easy electronic payment by you or your insureds via ACH or credit card. All necessary info can be found here.

Is premium financing available?

Please discuss with a Breckenridge Insurance team member for further assistance.

Who is the accounting contact and how do I reach them?

Please direct accounting inquiries to moc.sikcerb@seiriuqnisib


Who do I need to contact when I have a claim?

For brokerage and binding related claims, you will want to reach out to the carrier’s contact. This information can be found on your policy or on their website. This will ensure fastest handling. We have contact information for some select carriers here.

For program claims, you may reach out to moc.sikcerb@mialc for assistance.