If you’re looking for Blue River Underwriters, you’re in the right place. Welcome to the new Breckenridge Insurance.

Cannabis Dispensaries

Specific solutions for a complex industry.

With the everchanging rules and regulations around cannabis, you need an insurance partner who can help you navigate the risks in this dynamic industry. Breckenridge Insurance can tailor a coverage solution that fits a range of businesses serving this space, including those who sell, grow, manufacture or process products containing greater than 0.3% THC. With an AM Best A+ Rated carrier and the sound approach of experienced underwriting professionals, let us help you access fitting protection for this emerging industry.

Property and EPLI coverage is available in the following states: AK, AR, AZ, CA, CT, CO, DE, FL, HI, IL, MD, ME, MI, MO, MN, MT, ND, NH, NV, OK, OH, OR, PA, RI, UT, VT, WA, AND WV. For additional states not shown for property, please inquire directly for additional outlets. WC coverage marked with a star is available in the following states: AR, AZ, CA, CT, IL, MO, NV, and PA.
 Download Sell Sheet
  • Retailers/dispensaries with or without on-premises consumption
  • Cultivators/growers
  • Processors/manufacturers
  • Wholesalers/distributors
  • Medicinal
  • Recreational
  • Cannabis paraphernalia and related products

Excluded Classes:

  • Temporary events
  • Testing labs (considered for professional liability)
  • Social clubs
  • Maximum limits of $5M/$5M/$5M
  • Maximum per location general aggregate limit of $5M
  • Minimum premium of $5,000
  • Minimum deductible of $2,500
  • Coverage for electronic vapes
  • Budtender Professional Liability
  • Hired non-owned auto coverage available
  • Commercial general liability
    • Premises liability(occurrence or claims-made)
    • Products/completed operations liability (claims-made only, including prior acts)
  • Commercial property
    • Building coverage, business personal property (excluding outdoor plants), and business income
  • Claims-made
  • Property and Inland Marine
  • Workers’ Comp coverage available in certain states
  • Equipment breakdown coverage available
  • AM Best A+ Rated carrier
  • Industry knowledge
  • Responsive team
  • Reliable claims handling
  • Completed application
  • Loss runs 3-5 years
  • For added coverage options, additional forms may apply
  • For prior acts coverage: copy of the current/expiring declarations page (with retroactive date required) and signed proprietary letter (no known incidents for claims-made products liability)
  • Startups are eligible with certain considerations
Classes

  • Retailers/dispensaries with or without on-premises consumption
  • Cultivators/growers
  • Processors/manufacturers
  • Wholesalers/distributors
  • Medicinal
  • Recreational
  • Cannabis paraphernalia and related products

Excluded Classes:

  • Temporary events
  • Testing labs (considered for professional liability)
  • Social clubs
Coverages

  • Maximum limits of $5M/$5M/$5M
  • Maximum per location general aggregate limit of $5M
  • Minimum premium of $5,000
  • Minimum deductible of $2,500
  • Coverage for electronic vapes
  • Budtender Professional Liability
  • Hired non-owned auto coverage available
  • Commercial general liability
    • Premises liability(occurrence or claims-made)
    • Products/completed operations liability (claims-made only, including prior acts)
  • Commercial property
    • Building coverage, business personal property (excluding outdoor plants), and business income
  • Claims-made
  • Property and Inland Marine
  • Workers’ Comp coverage available in certain states
  • Equipment breakdown coverage available
Features

  • AM Best A+ Rated carrier
  • Industry knowledge
  • Responsive team
  • Reliable claims handling
Submission Criteria

  • Completed application
  • Loss runs 3-5 years
  • For added coverage options, additional forms may apply
  • For prior acts coverage: copy of the current/expiring declarations page (with retroactive date required) and signed proprietary letter (no known incidents for claims-made products liability)
  • Startups are eligible with certain considerations

 

Contact

 

Jeff Vick
Jeff Vick

VP, Program Director

Chicago, IL

Cannabis, CBD and Vape Shop Program

Office: 312.521.8971

moc.sikcerb@kcivj

“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”

Insurance Agency Office Manager

From The Blog

Cannabis Dispensaries was last modified: August 31st, 2021 by Adam Rawlings