Tracey Burmingham, AAI

VP, Broker

Background & Experience


Tracey provides agents with diverse coverage solutions with deep expertise on large coastal property portfolios, hard-to-place general liability, marinas, garages, and inland marine risks. With more than 16 years of insurance experience and having held additional corporate roles, she is well equipped to seek competitive, business-savvy solutions for her agents.

Prior to Breckenridge, Tracey worked as a commercial underwriter at XS Brokers and All Risks, Ltd. in the Tampa, Florida area. She started her career as an all commercial lines account manager and agent for Cambridge Property and Casualty. Tracey has a Bachelor of Business Administration in Finance from Cleary University and an Associate Degree in Science in Mathematics from Schoolcraft College and holds the AAI designation.

Tracey Burmingham, AAI was last modified: July 21st, 2021 by Adam Rawlings



Enjoys spending time at the beach and hanging out with family. Tracey adores her Chihuahua, Roberto, and her three cats, Lilith, Loras and Renly. She is also a huge Tampa Bay Lightning Hockey fan - Go Bolts!



  • Builders Risk
  • Cannabis / CBD
  • Casualty
  • Commercial Earthquake
  • Construction / Contractors
  • Energy / Environmental
  • Equipment / Machinery
  • Fire Sprinkler
  • Flood
  • General Liability
  • Habitational / Apartments
  • Hospitality / Retail
  • Inland Marine
  • Investor Owned Real Estate
  • Life Sciences
  • Management Liability
  • Manufacturing / Distribution
  • Nonprofits
  • Package
  • Pollution Liability
  • Product Recall
  • Products Liability
  • Professional Liability
  • Professional Services
  • Property
  • Roofing
  • Smoke & Vape
  • Student Housing
  • Technology
  • Umbrella / Excess
  • Wind Deductible Buy Back



  • Coastal Property
  • Large Layered Property
  • Condominiums
  • High-Value Homeowners
  • Contractors Including Tract Work
  • Cell Tower Construction / Maintenance
  • Marines Risks
  • Marinas
  • Garage
  • Garagekeepers

Association Involvement