Tracey Burmingham, AAI

VP, Broker

Background & Experience


Tracey provides agents with diverse coverage solutions with deep expertise on large coastal property portfolios, hard-to-place general liability, marinas, garages, and inland marine risks. With more than 16 years of insurance experience and having held additional corporate roles, she is well equipped to seek competitive, business-savvy solutions for her agents.

Prior to Breckenridge, Tracey worked as a commercial underwriter at XS Brokers and All Risks, Ltd. in the Tampa, Florida area. She started her career as an all commercial lines account manager and agent for Cambridge Property and Casualty. Tracey has a Bachelor of Business Administration in Finance from Cleary University and an Associate Degree in Science in Mathematics from Schoolcraft College and holds the AAI designation.

Tracey Burmingham, AAI was last modified: August 29th, 2023 by Breckenridge Insurance Services



Enjoys spending time at the beach and hanging out with family. Tracey adores her Chihuahua, Roberto, and her three cats, Lilith, Loras and Renly. She is also a huge Tampa Bay Lightning Hockey fan - Go Bolts!



  • Active Shooter & Malicious Attack Coverage
  • Builders Risk
  • Cannabis / CBD
  • Casualty
  • Commercial Earthquake
  • Construction / Contractors
  • Convenience Stores and Gas Stations
  • Equipment / Machinery
  • Excess Casualty
  • Flood
  • Garage
  • General Liability
  • Habitational / Apartments
  • Hospitality
  • Inland Marine
  • Liquor Liability
  • Manufacturing / Distribution
  • Marinas
  • Nonprofits
  • Package
  • Pollution Liability
  • Products Liability
  • Property
  • Retail
  • Roofing
  • Student Housing
  • Technology
  • Umbrella / Excess
  • Vacant Property
  • Wind Deductible Buy Back



  • Coastal Properties
  • Cyber Liability
  • Energy
  • Environmental
  • Investor Owned Real Estate
  • Large Layered Property
  • Life Sciences
  • Product Recall
  • Real Estate

Association Involvement