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Brokerage
Investor Owned Real Estate
Breckenridge Insurance delivers smart protection for those who have residential dwelling schedules—with some commercial permitted—in their portfolio of properties. As an investment strategy and income-producing asset, understanding the needs of these busy individual and institutional investors, and the nuances of the dynamic real estate market, is key to long-term success. We provide competitive and flexible property and general liability coverage under a master policy approach to simplify the process for your client and to support your growth.
- Available Property and General Liability Coverage
- Up to 20% of schedules can be commercial
- Broad geographic coverage and quick turnaround
- Vacant Properties Acceptable
- $5,000 minimum premium
- Individual Property Investors/Landlords
- REOs
- REITs
- Property Management Companies
- All Risk property coverage form by Lloyds of London (Excl Flood / Quake)
- $2.5MM per location max limit / No max limit per schedule
- Replacement Cost for Dwellings and Commercial Properties Available
- Loss of Rents Coverage Available
- $1,000 Minimum deductible for All Other Perils
- Competitive Wind/Hail Deductible
- Rate Credit Available for increased deductible structure
- Spreadsheet of properties
- ACORD application
- Loss Runs
Highlights
- Available Property and General Liability Coverage
- Up to 20% of schedules can be commercial
- Broad geographic coverage and quick turnaround
- Vacant Properties Acceptable
- $5,000 minimum premium
Target Classes
- Individual Property Investors/Landlords
- REOs
- REITs
- Property Management Companies
Lines of Business
- All Risk property coverage form by Lloyds of London (Excl Flood / Quake)
- $2.5MM per location max limit / No max limit per schedule
- Replacement Cost for Dwellings and Commercial Properties Available
- Loss of Rents Coverage Available
- $1,000 Minimum deductible for All Other Perils
- Competitive Wind/Hail Deductible
- Rate Credit Available for increased deductible structure
Submission Requirements
- Spreadsheet of properties
- ACORD application
- Loss Runs
Contacts
Ian Gilchrest
SVP, Sr. Underwriter
Portland, ME
Contract Binding
Office: 207.808.4947
Cell: 207.232.4746
Tom Elder AU, ASLI, CRIS, AFIS, CICS
Senior Vice President
Baltimore, MD
Office: 443.961.1387
Cell: 443.903.4238
“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”
Insurance Agency Office Manager
Investor Owned Real Estate was last modified: November 9th, 2023 by