Breckenridge Insurance Services broker specialists are experts in addressing your insureds’ private flood insurance needs. Our primary and excess flood coverage is A XV rated and has broader coverages as well as higher limits than NFIP. Our well-rounded solutions help you, our retail agency partner, deliver long-term success for your clients.

  • In-House Underwriting
  • Flexible Deductible Options from $1K – $25K
  • Higher limits than the NFIP – Up to $3,000,000
  • Full Value Option – up to $2,500.000 above NFIP limits
  • Coverage Available in 48 States (excluding Alaska and Hawaii)
  • Proprietary access to markets
  • Fast turnaround on quotes
Single Family, 1-4 Family, 5 + Unit Apartments, Office, Retail & Light Commercial


Limits Up to $3,000,000, Contents, Other Structures, Loss of Use, Business Income, Property Moved to Safety, Loss Avoidance Measures, Debris Removal and Increased Cost of Compliance


NFIP Limits – Dwelling only, NFIP Limits – Dwelling and Contents and Full Value Option – up to $2,500.000 above NFIP limits


Owner Occupied and Investment Owned – single location or schedules of locations


Building or personal property built over water, Personal property not inside a building, Boathouses, Recreational vehicles, CBRA ineligible properties, Contents ONLY and Underground structures


Visit here to learn more about our Primary and Excess Flood coverage and for all your insurance needs, please email moc.sikcerb@rentrap or contact your current Breckenridge Insurance broker here.

Primary and Excess Flood Insurance with Broader Coverage and Higher Limits than the NFIP was last modified: July 21st, 2021 by Breckenridge Insurance Services