Umbrella / Excess

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Highlights:

• Quick response time (24-48 hours in most cases)
• Coverage available even if there is professional/collegiate athlete exposure
• Other related exposures can be considered with cryotherapy (i.e., physical therapy, sports rehab, massage therapy)
• Mobile and stationary
• Up to two hours of risk management consultation per policy period

Coverages:

• Professional Liability
• General Liability
• Business Personal Property
• Inland Marine and XS/Healthcare Umbrella available
• $1MM/$1MM to $2MM/$4MM limits
• Abuse/molestation coverage included (sublimit)
• Cyber included (sublimit)
• HNOA available for AP

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