Often the assumption is that if doctors have their surgery centers named on their medical malpractice, separate coverage isn’t needed. We’ve written a carrier-reviewed white paper here discussing why just adding the surgery center as an additional insured on the medical malpractice isn’t sufficient and may leave you open to E&O exposure. Please feel free to share this with your clients to help them understand these risks.

At Breckenridge Insurance Services, we love Ambulatory Surgery Centers, and we have specialists that have been writing them for years with multiple AM Best A rated and above carriers who understand this risk. We would be happy to help you tailor the best coverage for your risks and work with your doctors to make sure they understand why this expense is necessary in most cases. If you have any questions, we’re here to help.


  • Limits to $10MM and more
  • General Liability and Professional available or standalone professional
  • Sexual abuse and molestation coverage available to $1MM and more
  • Optional Defense Outside available upon underwriting approval
  • Optional Cyber/Data Breach available
  • Optional Regulatory coverage available standalone or with some policies
  • Defense of licensing coverage available
  • HIPAA sublimits available
  • Theft of Client Property Available
  • Some policies have risk management features available

  • ASC application (we can use competitors’ apps)
  • Loss Runs
  • Expiring policy (helpful to ensure continuity of coverage, but not required)
For submissions, please email moc.sikcerb@rentrap or contact your Breckenridge Insurance broker here.
We love Ambulatory Surgery Centers! was last modified: July 21st, 2021 by Breckenridge Insurance Services