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Primary and Excess Flood Insurance with Broader Coverage and Higher Limits than the NFIP

Breckenridge Insurance broker specialists are experts in addressing your insureds’ private flood insurance needs. Our primary and excess flood coverage is A XV rated and has broader coverages as well as higher limits than NFIP. Our well-rounded solutions help you, our retail agency partner, deliver long-term success for your clients.

  • Flexible Deductible Options from $1K – $25K
  • Coverage Available in all 50 States
  • Proprietary access to markets
  • Fast turnaround on quotes
  • Residential Properties
  • Apartment Complexes
  • Mobile Home Parks
  • Hotels/Motels
  • Pads/Lofts
  • Office
  • Retail
  • Commercial Properties
  • Vacant Buildings
  • Occupancies Available:
    • Owner Occupied
    • Investment Owned – single location or schedules of locations
  • Excluded Classes:
    • Building or personal property built over water
    • Personal property not inside a building
    • Boathouses
    • Recreational vehicles
    • Underground structures
  • Limits Up to $20,000,000
  • Contents
  • Other Structures
  • Loss of Use
  • Business Income
  • Property Moved to Safety
  • Loss Avoidance Measures
  • Debris Removal
  • Increased Cost of Compliance
  • NFIP Equivalent Wording Available
  • Options Available:
    • NFIP Limits – Dwelling only
    • NFIP Limits – Dwelling and Contents
    • NFIP Limits – Contents only
    • Full Value Option – *up to $2,500.000 above NFIP limits
Highlights

  • Flexible Deductible Options from $1K – $25K
  • Coverage Available in all 50 States
  • Proprietary access to markets
  • Fast turnaround on quotes
Target Classes & Exclusions

  • Residential Properties
  • Apartment Complexes
  • Mobile Home Parks
  • Hotels/Motels
  • Pads/Lofts
  • Office
  • Retail
  • Commercial Properties
  • Vacant Buildings
  • Occupancies Available:
    • Owner Occupied
    • Investment Owned – single location or schedules of locations
  • Excluded Classes:
    • Building or personal property built over water
    • Personal property not inside a building
    • Boathouses
    • Recreational vehicles
    • Underground structures
Coverages & Options

  • Limits Up to $20,000,000
  • Contents
  • Other Structures
  • Loss of Use
  • Business Income
  • Property Moved to Safety
  • Loss Avoidance Measures
  • Debris Removal
  • Increased Cost of Compliance
  • NFIP Equivalent Wording Available
  • Options Available:
    • NFIP Limits – Dwelling only
    • NFIP Limits – Dwelling and Contents
    • NFIP Limits – Contents only
    • Full Value Option – *up to $2,500.000 above NFIP limits

 

Contacts

 

Mark Hart
Mark Hart

SVP, Underwriter

St. Louis, MO

Office: 314.748.4123

Cell: 314.540.3391

moc.sikcerb@trahm

Thomas Elder
Tom Elder AU, ASLI, CRIS, AFIS, CICS

Senior Vice President

Baltimore, MD

Office: 443.961.1387

Cell: 443.903.4238

moc.sikcerb@redlet

Walter Klein III MR
Walter A. Klein III

SVP, Senior Broker

St. Louis, MO

Office: 314.748.4148

Cell: 314.503.8474

moc.sikcerb@nielkw

“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”

Insurance Agency Office Manager

Primary and Excess Flood was last modified: January 17th, 2023 by Adam Rawlings